Rates and Disclosures

Certificate of Deposit Rates

Term Dividend Rates Annual Percentage Yield (APY)* Minimum Balance

*APY=ANNUAL PERCENTAGE YIELD | APR=ANNUAL PERCENTAGE RATE | RATES EFFECTIVE AUGUST 1, 2014

Money Market Rates

Amount Annual Percentage Rate (APR) Annual Percentage Yield (APY)*

*APY=ANNUAL PERCENTAGE YIELD | APR=ANNUAL PERCENTAGE RATE | RATES EFFECTIVE AUGUST 1, 2014

Account Rates

Account Minimum Fee Dividend Rate Annual Percentage Yield (APY)*

*APY=ANNUAL PERCENTAGE YIELD | APR=ANNUAL PERCENTAGE RATE | RATES EFFECTIVE AUGUST 1, 2014

Credit Card Rates

Card Types Annual Percentage Rate (APR) Annual Fee

*APY=ANNUAL PERCENTAGE YIELD | APR=ANNUAL PERCENTAGE RATE | RATES EFFECTIVE AUGUST 1, 2014

Loan Rates

Type of Loan Details Rate Change

Mortgage Loan Rates

Type of Loan Details Contact