Certificate of Deposit Rates
Effective as of 01/01/2024
| Term | Dividend Rates | Annual Percentage Yield (APY)* | Minimum Balance |
| 3 months | 5.10 | 5.198% | $1,000 |
| 6 months | 5.00% | 5.095% | $1,000 |
| 12 months | 4.80% | 4.887% | $1,000 |
| 30 months | 4.00% | 4.060% | $1,000 |
| 48 months | 3.60% | 3.649% | $1,000 |
Money Market Rates
| Amount | Annual Percentage Rate (APR) | Annual Percentage Yield (APY)* |
| $5000 - $24,999 | 1.50% | 1.51% |
| $25,000 - $49,9990 | 1.70% | 1.71% |
| $50,000 - $99,999 | 1.90% | 191% |
| $100,000-$249,999.00 | 2.10% | 2.11% |
| $250,000.00-$499,900.00 | 2.30% | 2.32% |
| $500,000.00 + | 2.50% | 2.52% |
Account Rates
| Account | Minimum | Fee | Dividend Rate | Annual Percentage Yield (APY)* |
| Regular Shares | $5.00 | - | 0.25% | 0.25% |
| Regular Checking | - | - | - | - |
| Interest Bearing Checking | $1,000 | 0.15% | 0.15% | |
| Christmas Club Account | - | - | 0.25% | 0.25% |
*Rates subject to change. *APY = Annual Percentage Yield.
Rates effective as of September 1, 2023
Fee Schedule
| Visa Gift Card | $4.00 |
| Cashier's Check | $2.00 |
| Copy of Cancelled Check | $2.50 |
| Statement Copy (per month) | $2.50 |
| Account History (per month) | $2.50 |
| Stop Payment | $25.00 |
| Wire In | $15.00 |
| Wire Out | $25.00 |
| Recurring Wire Out | $15.00 |
| International Wire | $50.00 |
| Returned Item Fee for Check Deposited | $10.00 |
| Debit or Credit Card Replacement | $20.00 |
| Non-Sufficient Funds | $25.00 |
