
OUR MISSION is to provide valuable services, competitive rates and financial information to meet the individual needs of our members and support the community.
Your accounts at Vue Community Credit Union are insured by the National Credit Union Administration (NCUA) up to $250,000.00 per account owner. Ownership simply means how funds are held and how the account is titled. IRA accounts are insured up to a maximum of $250,000.00.
Thinking of buying a home? See us for your mortgage needs and check out these tax incentives:
HOME BUYER TAX CREDITS-EXTENDED! First Time Home Buyers may receive up to $8,000.00 or 10% of the purchase price of a home from January 1, 2009 through April 30, 2010 (Binding Sales Contracts signed by 4-30-2010 completed by June 30, 2010 will qualify also). Some income restrictions apply: for single taxpayers $75,000.00 and $150,000.00 for married couples filing jointly. The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer's principal residence within three years after the initial purchase.
EXISTING HOME OWNERS PURCHASING A DIFFERENT HOME may qualify for a Tax Credit up to $6500.00 or 10% of the home purchase price. Some restrictions apply such as time in existing home must be 5 years or more and income restrictions for single taxpayers of $125,000.00 and married couples $225,000.00 to qualify for the full tax credit. The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer's principal residence within three years after the initial purchase.
REMEMBER...VUE COMMUNITY CREDIT UNION HAS HOME
LOANS AND FIRST TIME HOME BUYER LOANS AVAILABLE!
Thinking about buying a different vehicle? How about a snowmobile to enjoy the snow! Check out our LOW secured consumer loan rates. Rates as low as 4.95% APR. For those of you who have on-line banking apply on-line! (Sign into online banking and choose the Loan Application on the left-fill in and submit it electronically to us). If you'd like to apply by fax-choose Rates and Services (right hand side icon on this page) , choose Loan Application, print and complete the application and fax it to us at 701-224-0124.
TIME TO CONSOLIDATE DEBT? How about a Home Equity Loan? Check out this new product... Fixed Rates as low as 5.50% APR for a 5 year term. Closing costs of approximately $200.00 (using city assessed value-or you may opt for an Appraisal). Vue will pay up to $150.00 of your closing costs on the Home Equity Line of Credit Fixed Rate Loan (borrowing $25,000.00 or more new money-some restrictions apply) Call Deb Stoppler at 223-6533 for details. (Five year Fixed Rate-Pmts can be amortized over a longer term/with balloon payment at maturity).
Check out the new Vue Calendar. Just click on "Go to My Vue" and sign up for this convenient way to organize your appointments!
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