Affordable Financing for the Home You Want

Owning a mobile or manufactured home is a smart and flexible housing choice

Vue Community Credit Union makes financing it easy. Our mobile home loans offer competitive rates, flexible terms, and the local service you can trust.

Mobile Home Loan Options

We offer financing solutions tailored to meet your needs:

New Mobile Home Loans: Get affordable financing for a brand-new manufactured home.
Pre-Owned Mobile Home Loans: Purchase a quality pre-owned mobile home with flexible payment options.
Mobile Home Refinancing: Lower your current interest rate or reduce your monthly payments by refinancing your existing loan.

Why Choose Vue Community Credit Union

Competitive Rates: Save money with lower interest rates and flexible loan terms.
Personalized Service: Work with local lending experts who understand your unique needs.
Fast and Easy Application: Get pre-approved quickly so you can shop with confidence.

How to Apply for a Mobile Home Loan

Get Pre-Approved: Know your budget and strengthen your offer when shopping for a home.
Choose Your Home: Select the new or pre-owned mobile home that fits your lifestyle.
Complete Your Application: Our team will guide you through the paperwork and loan process.
Move In: Finalize your loan and start enjoying your new home.

Start Your Homeownership Journey Today

Ready to buy or refinance a mobile home?

Vue Community Credit Union is here to help every step of the way. Our credit union serves individuals and their families living within a 75 mile radius of Bismarck-Mandan. We're here to help you understand the mobile home loan process.

Contact us today to learn more about our mobile home loan options and take the first step toward affordable homeownership.

There is a minimum down payment requirement of 10% on the contract sales price. Loans with co-signers may be required to put 20-25% down depending on the loan application.
Borrowers may be asked for additional down payment in deemed necessary (Ex: age of home, condition of home, or strength of borrower)

Additional Requirements

Once approved, you will need to open a membership account at Vue CCU for your loan to be placed under. You will be required to show a photo ID, social security card, and provide the initial savings deposit of $5.

We encourage borrowers to consider opening a checking account with direct deposit and automatic payments, as these relationships qualify borrowers for discounts on their interest rate.

Borrowers will be required to get court approval to rent the land where the home is situated. this should be done immediately upon loan approval and could take up to a week to finalize. Be sure to verify lot rent as this change is paid separately from the loan.

Homeowners insurance is required on all properties. You may shop around for your preferred insurance agent.

An escrow account will be set up to pay for annual taxes and homeowner's insurance premiums. The annual taxes and premiums are added together and 1/12th of that amount is added to your payment each month.

Ready to apply?

Mobile Home Loan Application

Mobile Home Loans