Rates

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Certificate of Deposit Rates

Term Dividend Rates Annual Percentage Yield (APY)* Minimum Balance
3 months 0.10% 0.100% $1,000
6 months 0.20% 0.200% $1,000
12 months 0.35% 0.350% $1,000
30 months 0.50% 0.501% $1,000
48 months 0.65% 0.652% $1,000

Money Market Rates

Amount Annual Percentage Rate (APR) Annual Percentage Yield (APY)*
$5000 - $24,999 0.30% 0.30%
$25,000 - $49,999 0.40% 0.40%
$50,000 - $99,999 0.50% 0.50%
$100,000-$249,999.00 0.75% 0.75%
$250,000.00-$499,900.00 1.00% 1.00%
$500,000.00 + 1.50% 1.50%

NOTICE OF INTEREST RATE CHANGE

We are making changes on our deposit account interest rates. Money Market rates will change effective October 1, 2021.

Money Market Rates Effective 10/01/2021
Deposit Amount Annual Percentage Yield (APY)
$5,000 - $24,999 0.20%  APY
$25,000 - $49,999 0.30%  APY
$50,000 - $99,999 0.40%  APY
$100,000 - $249,999 0.55%  APY
$250,000 - $499,999 0.75%  APY
$500,000 and over 1.00%  APY

 

All other terms and conditions remain unchanged. To learn more, Please call us at (701)223-6533 or (701)258-6353.

Account Rates

Account Minimum Fee Dividend Rate Annual Percentage Yield (APY)*
Regular Shares $5.00 - 0.10% 0.10%
Regular Checking - - - -
Interest Bearing Checking $1,000 0.05% 0.05%
Christmas Club Account - - 0.10% 0.10%

*Rates subject to change. *APY = Annual Percentage Yield.

Rates effective as of March 19th, 2021

 

Fee Schedule

Visa Gift Card $4.00
Cashier's Check $2.00
Copy of Cancelled Check $2.50
Statement Copy (per month) $2.50
Account History (per month) $2.50
Stop Payment $25.00
Wire In $15.00
Wire Out $25.00
Recurring Wire Out $15.00
International Wire $50.00
Returned Item Fee for Check Deposited $10.00
Debit or Credit Card Replacement $20.00
Non-Sufficient Funds $25.00