Home Equity

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Unlock Your Home’s Potential

Your home is more than just a place to live — it’s an investment.

With a home equity loan from Vue Community Credit Union, you can tap into that investment and use the equity you’ve built to achieve your financial goals.

What Is a Home Equity Loan?

A home equity loan allows you to borrow against the value of your home, using your equity as collateral. It’s a great way to access funds for major expenses while enjoying competitive interest rates and predictable monthly payments.

How Can You Use a Home Equity Loan?

The possibilities are endless when you unlock your home’s potential:

  • Home Improvements: Increase your home’s value with renovations and upgrades.

  • Debt Consolidation: Simplify your finances by combining multiple debts into one manageable payment.

  • Education Costs: Fund tuition, books, or other educational expenses.

  • Major Purchases: Cover the cost of large expenses like a new vehicle or medical bills.

Why Choose Vue Community Credit Union?

  • Competitive Rates: Enjoy lower interest rates compared to credit cards and personal loans.

  • Flexible Terms: Choose repayment terms that fit your budget and financial plans.

  • Local Expertise: Work with a community-focused credit union that understands your needs.

  • Personalized Service: Our lending specialists guide you through every step of the process.

Start Making Your Equity Work for You

Ready to turn your home’s value into opportunities? Vue Community Credit Union’s home equity loans provide the funds you need with the service you deserve. Contact us today to learn more and get started.

 

Contact Lori or Apply Online

What percentage of a home appraised value can you borrow for a home equity loan or line of credit?

We go up to 90% of the city assessed value or appraisal value.  We try to use the city assessed value when we can as you save the cost of the appraisal that way.  If the city assessed value isn't sufficient or you are requesting a credit line of $250,000.00 or more, an appraisal can be ordered. The cost of the appraisal will be your responsibility.

You still have to qualify with your credit and the new payment. The loan can be used to consolidate loans, credit cards, home improvement, college, etc.