Home Equity

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Use the equity in your home to create your next exciting moment!

What are you dreaming of?

Whether that be a home improvement, paying for college, wedding expenses, debt consolidation, or maybe even a dream vacation.


  • Fast local closings
  • Borrow up to 90% of your home’s value
  • Repayment terms available up to 20 years

Contact Lori or Apply Online

What percentage of a home appraised value can you borrow for a home equity loan or line of credit?

We go up to 90% of the city assessed value or appraisal value.  We try to use the city assessed value when we can as you save the cost of the appraisal that way.  If the city assessed value isn't sufficient or you are requesting a credit line of $250,000.00 or more, an appraisal can be ordered. The cost of the appraisal will be your responsibility.

You still have to qualify with your credit and the new payment. The loan can be used to consolidate loans, credit cards, home improvement, college, etc.