Check out some commonly asked questions!

Do mortgage rates change?: Yes. Just like the stock market, mortgage interest rates can change multiple times throughout the course of a day. Talk to your mortgage loan expert about the right time to lock in your interest rate.
Are all lender fees the same?: No! Different Lenders charge different fees! It can pay to find out exactly what different lenders are charging for their services.
What does it mean when my mortgage is sold?: Lenders need to release some liabilities in order to originate new loans. This does not affect your mortgage, but it is important to pay close attention. Vue keeps some mortgages in-house, meaning we do not sell them, but some loans may be sold. Your lending expert can help you decide what is the best option for your loan.
Is a low down payment possible?: Yes! Mortgages are possible with a down payment of as little as 3%! USDA and VA loans require no money down! Just remember, if you have less than a 20% down payment, you may be required to obtain private mortgage insurance.
Can I get a mortgage loan even though I've had a foreclosure?: There is a waiting period involved, but yes! The general rule of thumb is 3 years.
Does a new job or new loan affect my chances at a loan?: YES! Don't quit your job, finance a new vehicle, or max out a credit card before closing on your new home! Lenders pull your credit again prior to closing and also verify employment.

Mortgage Questions